Applications are organized into a set of services that perform particular tasks such as accepting a loan application, performing a credit check, or executing an inventory lookup.

应用程序被组织成一系列完成特定任务的服务，如接受贷款申请，执行信用审核或者执行库存查询。

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Determining certain interest rate and loan to value ratio (LTV) can make creditors mitigate credit risk, which comes from the price risk and liquidity risk of collateral in inventory pledge loan.

存货抵押贷款中，信用风险主要来源于抵押物价格和流动性风险，信贷人确定适当的利率和贷款价值比能够有效缓释信用风险。

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Determining appropriate loan-to-value ratios of commodity collateral can make Banks mitigate credit risk of inventory financing effectively.

确定合适的质押存货贷款价值比率能够使银行有效地缓释存货质押融资业务的信用风险。

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If a lumber merchant in Philadelphia financed his inventory with a short-term loan, that loan would enter the banking system as an asset and somewhere down the line occasion the issuance of banknotes used to pay the lumberjacks in Wisconsin.

FORBES: Quantitative Easing and the Money Printing Press

Used to be that a company borrowing to cover payroll or an inventory buildup would get a 12-month bank loan backed by tangible assets.

FORBES: Going Into Hock

The lumber dealer would sell off the inventory, taking in banknotes and using them to liquidate the loan.

FORBES: Quantitative Easing and the Money Printing Press